After an accident, it’s not uncommon for insurance companies to minimize the severity of your injuries, especially if the vehicle damage appears minor. This tactic aims to reduce or deny your compensation. However, even low-impact collisions can result in significant injuries, such as whiplash or concussions, which may not manifest immediately.
For instance, in a case handled by McGee Lerer & Associates, a client was rear-ended with minimal vehicle damage. Despite this, the client suffered a concussion. Initially, the insurance company denied the injury claim, arguing that the minor damage couldn’t have caused such an injury. However, after presenting medical evidence and demonstrating the client’s position at the time of impact, the claim was settled for $30,000. [Source: McGee Lerer & Associates](https://www.mcgeelerer.com/blog/2023/october/insurance-company-is-denying-my-injury-claim-bec/)
In Arizona, insurance companies are obligated to act in good faith when handling claims. Denying a claim without proper investigation or justification can constitute bad faith, potentially leading to legal action against the insurer. [Source: Enjuris](https://www.enjuris.com/arizona/bad-faith-insurance/)
If your injury claim is denied or undervalued, consider the following steps:
At Hirsch Talcott, we understand the challenges of dealing with insurance companies that downplay legitimate injuries. Our team is dedicated to advocating for your rights and ensuring you receive the compensation you deserve. Contact us at 602-903-6000 for a free consultation.