insurance denies minor injury claims

What if the Insurance Company Says My Injuries Are Minor?

If the insurance company downplays your injuries as minor, don’t accept their assessment without question. Even seemingly minor injuries can have lasting effects. It’s crucial to seek medical attention promptly and consult with a personal injury attorney to ensure your rights are protected. Contact Hirsch Talcott at 602-903-6000 for a free consultation.
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Learn how to handle insurance companies denying minor injury claims and protect your rights with Hirsch Talcott.

After an accident, it’s not uncommon for insurance companies to minimize the severity of your injuries, especially if the vehicle damage appears minor. This tactic aims to reduce or deny your compensation. However, even low-impact collisions can result in significant injuries, such as whiplash or concussions, which may not manifest immediately.

For instance, in a case handled by McGee Lerer & Associates, a client was rear-ended with minimal vehicle damage. Despite this, the client suffered a concussion. Initially, the insurance company denied the injury claim, arguing that the minor damage couldn’t have caused such an injury. However, after presenting medical evidence and demonstrating the client’s position at the time of impact, the claim was settled for $30,000. [Source: McGee Lerer & Associates](https://www.mcgeelerer.com/blog/2023/october/insurance-company-is-denying-my-injury-claim-bec/)

In Arizona, insurance companies are obligated to act in good faith when handling claims. Denying a claim without proper investigation or justification can constitute bad faith, potentially leading to legal action against the insurer. [Source: Enjuris](https://www.enjuris.com/arizona/bad-faith-insurance/)

If your injury claim is denied or undervalued, consider the following steps:

  • Seek Immediate Medical Attention: Prompt medical evaluation creates a record of your injuries, which is vital for your claim.
  • Document Everything: Keep detailed records of medical visits, treatments, and any correspondence with the insurance company.
  • Consult a Personal Injury Attorney: An experienced attorney can assess your case, negotiate with insurers, and, if necessary, represent you in court.

At Hirsch Talcott, we understand the challenges of dealing with insurance companies that downplay legitimate injuries. Our team is dedicated to advocating for your rights and ensuring you receive the compensation you deserve. Contact us at 602-903-6000 for a free consultation.