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Law News · May 12, 2026 · 2 min read

Am I Covered If I’m Injured in a Rental Car Accident in Arizona?

Jack Hirsch — Phoenix Personal Injury Lawyer
Phoenix Personal Injury Lawyer

By Jack Hirsch — Personal Injury Attorney · Certified Specialist, Injury & Wrongful Death · State Bar of Arizona, admitted 1988

Legally reviewed by Chelsie Talcott, JD Published May 12, 2026 Last updated May 12, 2026 Editorial policy Disclaimer

Short answer.

In Arizona, if you’re injured in a rental car accident , you have the right to seek compensation for your injuries and related losses. The state’s at-fault system ensures that the driver responsible for the accident is liable for damages, including medical expenses, lost wages, and pain and suffering.

In Arizona, if you’re injured in a rental car accident, you have the right to seek compensation for your injuries and related losses. The state’s at-fault system ensures that the driver responsible for the accident is liable for damages, including medical expenses, lost wages, and pain and suffering.

Recent Case in Phoenix

In a notable case, a Phoenix resident was injured when a rental car driver ran a red light, causing a collision. The injured party successfully pursued compensation through the at-fault driver’s insurance, highlighting the importance of understanding liability in rental car accidents.

Arizona Law and Your Rights

Arizona operates under a fault-based system, meaning the driver who caused the accident is responsible for covering damages. This applies to rental car accidents as well. If you’re injured, you can file a claim against the at-fault driver’s insurance to recover costs for medical treatment, lost income, and other related expenses.

Statute of Limitations

It’s crucial to act promptly after an accident. Arizona law, specifically A.R.S. § 12-542, sets a two-year statute of limitations for personal injury claims. Failing to file within this period can result in losing your right to compensation.

What To Do Next

After a rental car accident, ensure everyone’s safety and seek medical attention. Document the scene, gather witness information, and report the accident to the police. Notify the rental car company and your insurance provider promptly. Consulting with experienced personal injury attorneys can help you navigate the complexities of your claim and maximize your compensation.

At Hirsch Talcott, our attorneys, including Jack H. Hirsch, a Certified Specialist in Personal Injury and Wrongful Death, and Chelsie L. Talcott, a former Maricopa County Deputy Public Defender, are dedicated to advocating for injured Arizonans. We operate on a contingency fee basis, meaning you pay no fees unless we win your case. Learn more about our fee structure here.

For a free consultation, contact Hirsch Talcott at 602-903-6000. Let us help you secure the compensation you deserve.

Where to get help

If this situation applies to you, Hirsch Talcott offers a free consultation — speak with a Phoenix car accident lawyer to understand your options.

Free case evaluation — 24/7

One call can change everything after a car accident.

No fee if no recovery. $100M+ recovered for Arizona injury clients.