Is Arizona a fault or no-fault state?

Arizona is a fault state. The at-fault driver (or their insurer) is responsible for paying damages after a crash.

Can I file a claim with the other driver’s insurer?

Yes. In a fault system, you may pursue the at-fault driver’s insurer, your own policy (if applicable), or file a lawsuit to recover damages.

How long do I have to file an Arizona car accident claim?

Most personal injury claims must be filed within two years of the accident. Shorter deadlines can apply to claims involving government entities.

Do I need a lawyer if fault is disputed?

Legal counsel helps gather evidence, deal with insurers, and protect your recovery when liability is contested or offers are low.

Is Arizona a Fault State?

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Special Discounted Contingency Fee of 25%

Lowest legal fees in Arizona

We understand that the cost of legal services is a serious consideration for our clients.

While most personal injury attorneys in Phoenix charge a standard 33.3% or more contingency fee, which increases if your case enters litigation, our firm offers a special discounted contingency fee of 25% for cases that settle without litigation. The fee is 30% for cases that involve litigation, which is still a discounted fee.

The fee is computed before out-of-pocket expenses are deducted. Discounted fees mean you will receive greater compensation for your injury claim. We challenge you to find a lower attorney fee in Phoenix.

Is Arizona a Fault State?

Quick is Arizona a fault state Links:

What “Fault State” Means
Arizona’s Fault Laws Explained
Why It Matters After an Accident
How a Lawyer Can Help
FAQs

What Does It Mean That Arizona Is a Fault State?

Arizona follows a fault-based system for car accidents and personal injury claims. That means the person who caused the accident — or their insurance company — is legally responsible for paying for the damages, including medical bills, vehicle repairs, and lost wages. Unlike “no-fault” states, victims in Arizona have the right to pursue compensation directly from the at-fault driver’s insurer or through a lawsuit.

Arizona’s Fault Laws Explained

Under Arizona Revised Statutes §12-2505, the state uses a pure comparative negligence rule. This means you can recover damages even if you were partly at fault — your compensation is just reduced by your percentage of fault. For example, if you were 20% responsible for the crash, you can still recover 80% of your total losses.

Why This Law Matters After an Accident

Because Arizona is a fault state, how liability is proven directly affects your settlement. Insurance companies often dispute fault to minimize payouts. Having legal representation ensures evidence — like police reports, witness statements, and accident reconstructions — is used to prove the other driver’s negligence and secure a fair result.

How a Phoenix Accident Lawyer Can Help

The attorneys at Hirsch Talcott handle fault-based accident claims across Arizona. We collect evidence, negotiate with insurers, and take your case to court if necessary. Whether you’re partially at fault or completely blameless, our Phoenix legal team fights to protect your rights and maximize your recovery. Speak with an accident lawyer in Phoenix today.

FAQs About Arizona’s Fault System

Can I still get compensation if I was partly at fault?

Yes. Arizona’s comparative negligence law allows recovery even if you share responsibility for the accident. Your settlement is reduced by your percentage of fault.

Does insurance pay automatically in a fault state?

No. The at-fault driver’s insurer must first accept liability or have it proven through investigation or litigation.

How long do I have to file a claim in Arizona?

Most car accident and personal injury claims must be filed within two years of the accident under Arizona’s statute of limitations.

Helpful Resources:
Arizona Department of Transportation, Arizona Judicial Branch, City of Phoenix.

Contact Hirsch Talcott at (602) 903-6000 to schedule a free consultation and learn your rights under Arizona’s fault laws.

How We Work for You

You pay nothing unless we win. Our contingency fee basis—no upfront costs, and you only pay if we win your case. Let us fight for the compensation and justice you deserve.